Financing Plans for Every Business Scale

Financing Plans for Every Business Scale

BPCE Equipment Finance Italia SPA offers three core financing tiers designed to serve businesses at different stages of growth and with different asset requirements. Each plan includes dedicated account management and a clear fee structure with no hidden costs. Whether you are a sole trader acquiring your first commercial vehicle or a manufacturing group refinancing an entire machinery park, there is a structured solution for you. Our team will work with you to identify the most appropriate plan and customise terms within it to match your specific needs.

SME Essentials

From €499/mo

Designed for small and growing businesses that need straightforward asset financing with predictable monthly costs and minimal administrative complexity.

  • Lease or loan financing up to €250,000
  • Terms from 24 to 60 months
  • Commercial vehicles and light industrial equipment
  • Fixed monthly repayment structure
  • Dedicated SME relationship manager

Corporate Asset

From €2,400/mo

Built for established SMEs and mid-market corporates acquiring higher-value capital goods, machinery, or multi-asset portfolios requiring more flexible structuring.

  • Financing from €250,000 to €2,000,000
  • Financial and operating lease options
  • Industrial machinery, fleets, and real estate
  • Balloon and residual value structures available
  • Priority credit decision within 3 business days

Large Corporate & Real Estate

Bespoke pricing

A fully tailored financing solution for large corporates, real estate transactions, and capital goods acquisitions above €2 million requiring structured and syndicated credit arrangements.

  • Financing above €2,000,000, no upper cap
  • Real estate and long-term industrial leases
  • Syndicated and co-financed structures
  • Bespoke repayment and purchase option terms
  • Senior relationship director and legal support